When loans really change lives: Kiva

We all know how a loan works… You need money, you go to the bank (or to your dad), make your request, and settle for the conditions. Easy, peasy… for us, anyway. What happens when its not that easy, and your livelihood, not your credit card payment, depend on it? Well, this is the case…

Increase your understanding through intercultural communication skills

All people are good. Many people may argue against the goodness of the nature of people, however from an optimistic standpoint, there is good in every person. The bad that is in people, comes from ignorance. So, in order to bring out the good in ourselves and other people, we should seek to understand better…